Fee Schedule
Effective 4/1/2025
Note: NSF fees assessed whether item is paid or returned.$30.00
| Account Research | |
| Account reconciliation (per hour) | $25.00 |
| Photocopy paid check | $5.00 |
| Copy of account statement | $5.00 |
| Copy of transactional data (deposit/withdrawal slip, etc.) per page | $5.00 |
| Account history (per page) | $2.00 |
| Photocopying (per copy) | $1.00 |
| Faxing (per page) | $1.00 |
| Medicaid Research | |
| 60 months of statements | No charge |
| Copy of transactional data (deposit/withdrawal slip, etc.) per page |
$5.00 |
| Wire Transfers | |
| Domestic Wire Transfers- Incoming | $20.00 |
| Domestic Wire Transfers- Outcoming | $25.00 |
| International Wire Transfers- Incoming | $25.00 |
| International Wire Transfers- Outgoing | $40.00 |
| Uncollected/Insufficient Funds | |
| Per debit item presented against Insufficient funds (NSF) | $30.00 |
| Per debit item presented against Uncollected funds (NSF) | $30.00 |
| NSF fees assessed whether item is paid or returned. Fee assessed on each representment of NSF items. | |
| Returned deposited item | $10.00 |
| Extended Overdrawn Balance | |
| Fee per day when account is overdrawn for 5 or more consecutive days | $5.00 |
| Negotiable Instrument Purchase | |
| Official checks (customer) | $1.50 |
| Money Orders (Sr. Citizen 60+) | $1.00 |
| Money Order (customer) | $2.00 |
| Misc. Check Items | |
| Counter Check | $1.00 |
| Check Protest | $25.00 |
| Collection Items | $15.00 |
| Deposit Foreign Check | $20.00 |
| Stop Payment | $20.00 |
| Abandoned/Closed/Inactive Account | |
| Inactive checking acct. fee (per month-inactive 12 months/bal. less than $200.00) |
$2.00 |
| Account Closed within 1 year | $20.00 |
| Abandoned Property (per acct.) | $30.00 |
| Misc. Fees | |
| Phone Payment Convenience Fee | $5.00 |
| Night Depository Key (per key) | $5.00 |
| Notary Public | $2.00 |
| Legal Process | $100.00 |
| 1 lost safe deposit box key | $25.00 |
| 2 lost safe deposit box keys | $125.00 |
| ATM and Debit Cards | |
| Foreign ATM withdrawal | $2.00 |
| Foreign ATM balance inquiry | $1.00 |
| Check card replacement (each) | $5.00 |
| Proprietary ATM | Free |
| Transaction Fees | |
| Automatic Overdraft Account-to-Account Transfer Fee | $5.00 |
| Lending Fees Mortgage Discharge Service Fee (does not include recording fees) |
$25.00 |
| Duplicate Discharge | $25.00 |
| Certified Mail (to return abstract) | $20.00 |
| Paper Statements (per statement period, installment only) | $5.00 |
Safe Deposit Box rentals available at the Baldwinsville and North Syracuse Offices – call (315) 638-0233 for pricing.
